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The Norwegian Pronounce Tutorial Mortgage Fund (Norwegian: Statens lånekasse for utdanning) is a government company that allocates loans and grants to Norwegian and obvious international college students for his or her training. Lånekassen develop into as soon as established in 1947.

Lånekassen is organised below the Ministry of Education and Compare (Kunnskapsdepartementet). The Ministry decides the regulations for the allocation of commercial toughen, and for the repayment of loans.

Targets

Lånekassen’s targets for academic toughen are

  • to present the identical prospects for training, despite financial and social background, geographical aspects, age, gender and bodily disabilities,
  • to be obvious that that the society and the work drive has compile entry to to competence,
  • to true a noble work ambiance for training, to style compare efficient.

Organization

  • Lånekassen’s head insist of job is in Oslo and there are division locations of work in Bergen, Stavanger, Trondheim, Tromsø and Ørsta.
  • At the discontinue of 2017, Lånekassen had 325 everlasting staff.

Historical previous

  • Lånekassen develop into as soon as established in 1947 as an extension of a sequence of welfare schemes for school students.
  • In its first twelve months, NOK 3.3 million develop into as soon as given in loans to about 2,200 college students.
  • For the reason that leisurely 1950s, toughen has additionally been given for upper secondary training.
  • Methodology testing of oldsters earlier than giving toughen for elevated training develop into as soon as abolished in about 1970.
  • Substantial-scale laptop systems for the mass processing of applications were developed for the length of the 1980s and 1990s.
  • Changes were made in reference to the usual reform of elevated training and grants grew to develop into dependent on the examination results of every particular particular person student.
  • In 2001 it grew to develop into that you just would possibly well well consider of to practice for toughen electronically, and from 2005 it grew to develop into that you just would possibly well well consider of to signal the acknowledgement of debt electronically.
  • Since 2009, pupils and college students possess most enthralling been in a space to practice for toughen electronically, in insist of on paper.
  • Between 2004 and 2015, Lånekassen develop into as soon as within the formulation of a renewal programme. The modernisation develop into as soon as organized within the renewal programme LØFT (Lånekassens ønskede framtid). The programme involved several projects, the greatest of which develop into as soon as to switch the total customer and case dealing with solution. The targets of the renewal were better and extra centered knowledge for prospects and companions, elevated opportunities for self-carrier solutions and extra automation and streamlining. Right now time, the prospects – both college students/pupils and prospects who are repaying their loans – are nearly entirely digital.

Key figures 2017

  • As of 31.12.2017 Lånekassen had 1.087.500 prospects. 672,865 of the prospects possess started their repayment.
  • 436,100 college students and pupils utilized for monetary toughen for the academic twelve months 2016-2017.
  • In 2017, Lånekassen processed approximately 843,000 applications for academic toughen and price reduction/waiver.
  • NOK 3.7 billion in grants and NOK 24.2 billion in loans were disbursed to the college students for the length of the academic twelve months 2016-2017. About NOK 6.3 billion of the disbursed loans are expected to be remodeled into academic grants (the conversion happens after passing examinations / winding up the route of training).
  • The lending portfolio (outstanding academic debt) represents approximately NOK 173.8 billion in whole.

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